Title Process for Buying a House

You have gotten the accepted offer on the property, but now where do you go from here? If you are looking to learn the next steps in the process continue reading down below & Carter will break it down for you.

Step 1) Send the Offer to Title

If you are working with a mortgage lender you may not need to do this, however if it is a cash purchase you will. Normally all you need to do is find a local title company, get an email address for their "title orders" department, & send them an email introducing who you are & what is taking place. If Realtors are involved they will do all of this for you!

Step 2) Send Your Lender the Full Offer Package

In order for your mortgage lender to get started on the lending side of things they need all the documents from you. They will need the full accepted offer packet & any other misc docs. Again, if you have a Realtor you are working with they should send this off for you.

Step 3) Monitor Timelines

In the offer to purchase documents typically there are deadlines for home inspections, appraisals & loan commitments. What you need to do is make sure these timelines are followed & extend the contingencies out if necessary.

Step 4) Schedule a Closing

In most cases your Realtor or Lender will schedule the closing on whatever time works best for you on the day you wrote into the offer. If you don't have either one, just shoot the title company an email or phone call & get something scheduled with them.

Now, if you are looking for assistance in the home buying or selling process please feel free to reach out to Carter at 920-252-2864

Thanks!